Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,640,000 | 58,372,000 | 62,140,000 | 63,709,000 |
| Total loans | 25,390,000 | 24,706,000 | 26,247,000 | 27,177,000 |
| Allowance for loan losses | 354,000 | 366,000 | 366,000 | 366,000 |
| Securities available for sale | 31,758,000 | 30,747,000 | 32,958,000 | 33,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,703,000 | 46,861,000 | 46,776,000 | 48,572,000 |
| Interest-bearing deposits | 42,650,000 | 43,276,000 | 42,764,000 | 44,192,000 |
| Noninterest-bearing deposits | 4,053,000 | 3,585,000 | 4,012,000 | 4,380,000 |
| Equity capital | 6,574,000 | 6,511,000 | 6,970,000 | 7,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,552,000 | 2,378,000 | 3,234,000 |
| Interest expense | 342,000 | 723,000 | 1,140,000 | 1,584,000 |
| Net interest income | 417,000 | 829,000 | 1,238,000 | 1,650,000 |
| Noninterest income | 35,000 | 70,000 | 172,000 | 201,000 |
| Noninterest expense | 212,000 | 418,000 | 636,000 | 844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 240,000 | 481,000 | 774,000 | 1,007,000 |
| Income tax | 59,000 | 117,000 | 196,000 | 248,000 |
| Net income | 181,000 | 364,000 | 578,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,956,000 | 7,039,000 | 7,178,000 | 7,210,000 |
| Total capital | 7,310,000 | 7,405,000 | 7,544,000 | 7,576,000 |
| Risk-weighted assets | 30,484,000 | 30,571,000 | 32,664,000 | 34,238,000 |