Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,937,000 | 48,302,000 | 47,145,000 | 52,671,000 |
| Total loans | 21,932,000 | 21,556,000 | 20,679,000 | 22,882,000 |
| Allowance for loan losses | 342,000 | 357,000 | 343,000 | 351,000 |
| Securities available for sale | 21,004,000 | 24,265,000 | 23,827,000 | 24,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,481,000 | 41,315,000 | 39,344,000 | 44,425,000 |
| Interest-bearing deposits | 37,488,000 | 38,523,000 | 36,523,000 | 40,842,000 |
| Noninterest-bearing deposits | 2,993,000 | 2,792,000 | 2,821,000 | 3,583,000 |
| Equity capital | 5,637,000 | 6,026,000 | 6,216,000 | 6,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 696,000 | 1,371,000 | 2,034,000 | 2,686,000 |
| Interest expense | 313,000 | 608,000 | 889,000 | 1,172,000 |
| Net interest income | 383,000 | 763,000 | 1,145,000 | 1,514,000 |
| Noninterest income | 25,000 | 38,000 | 61,000 | 90,000 |
| Noninterest expense | 219,000 | 437,000 | 657,000 | 889,000 |
| Provision for loan losses | 15,000 | 36,000 | 42,000 | 48,000 |
| Pretax income | 174,000 | 337,000 | 573,000 | 737,000 |
| Income tax | 25,000 | 79,000 | 136,000 | 214,000 |
| Net income | 149,000 | 258,000 | 437,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,623,000 | 5,733,000 | 5,761,000 | 5,694,000 |
| Total capital | 5,965,000 | 6,079,000 | 6,068,000 | 6,038,000 |
| Risk-weighted assets | 28,270,000 | 27,665,000 | 24,498,000 | 27,516,000 |