Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,261,000 | 49,006,000 | 46,761,000 | 48,059,000 |
| Total loans | 22,769,000 | 22,798,000 | 22,758,000 | 23,744,000 |
| Allowance for loan losses | 335,000 | 321,000 | 336,000 | 470,000 |
| Securities available for sale | 21,858,000 | 21,901,000 | 21,247,000 | 20,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,720,000 | 42,402,000 | 39,750,000 | 41,533,000 |
| Interest-bearing deposits | 39,212,000 | 39,618,000 | 37,167,000 | 37,935,000 |
| Noninterest-bearing deposits | 2,508,000 | 2,784,000 | 2,583,000 | 3,597,000 |
| Equity capital | 5,726,000 | 5,640,000 | 5,920,000 | 5,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,650,000 | 2,436,000 | 3,164,000 |
| Interest expense | 508,000 | 995,000 | 1,435,000 | 1,797,000 |
| Net interest income | 317,000 | 655,000 | 1,001,000 | 1,367,000 |
| Noninterest income | 27,000 | 52,000 | 77,000 | 96,000 |
| Noninterest expense | 226,000 | 451,000 | 666,000 | 874,000 |
| Provision for loan losses | 3,000 | 90,000 | 102,000 | 246,000 |
| Pretax income | 115,000 | 169,000 | 320,000 | 354,000 |
| Income tax | 20,000 | 14,000 | 56,000 | 102,000 |
| Net income | 95,000 | 155,000 | 264,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,567,000 | 5,527,000 | 5,637,000 | 5,474,000 |
| Total capital | 5,902,000 | 5,848,000 | 5,973,000 | 5,833,000 |
| Risk-weighted assets | 29,734,000 | 28,971,000 | 28,340,000 | 28,628,000 |