Call reports 2009
CORNHUSKER BANK — 2009
What CORNHUSKER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 307,254,000 | 327,922,000 | 335,043,000 | 328,516,000 |
| Total loans | 215,241,000 | 232,642,000 | 243,208,000 | 242,826,000 |
| Allowance for loan losses | 2,247,000 | 2,362,000 | 2,371,000 | 2,921,000 |
| Securities available for sale | 44,143,000 | 41,378,000 | 36,045,000 | 31,657,000 |
| Securities held to maturity | 33,599,000 | 31,115,000 | 31,325,000 | 29,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,830,000 | 262,562,000 | 263,555,000 | 274,915,000 |
| Interest-bearing deposits | 241,162,000 | 246,757,000 | 245,121,000 | 252,446,000 |
| Noninterest-bearing deposits | 15,668,000 | 15,805,000 | 18,434,000 | 22,469,000 |
| Equity capital | 26,118,000 | 26,450,000 | 27,071,000 | 27,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,146,000 | 8,259,000 | 12,633,000 | 17,032,000 |
| Interest expense | 1,293,000 | 2,517,000 | 3,692,000 | 4,793,000 |
| Net interest income | 2,853,000 | 5,742,000 | 8,941,000 | 12,239,000 |
| Noninterest income | 869,000 | 1,659,000 | 2,438,000 | 3,370,000 |
| Noninterest expense | 2,555,000 | 5,301,000 | 7,927,000 | 10,688,000 |
| Provision for loan losses | 150,000 | 300,000 | 504,000 | 1,187,000 |
| Pretax income | 1,017,000 | 1,800,000 | 2,948,000 | 3,734,000 |
| Income tax | 28,000 | 62,000 | 96,000 | 129,000 |
| Net income | 989,000 | 1,738,000 | 2,852,000 | 3,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,745,000 | 26,045,000 | 26,290,000 | 26,502,000 |
| Total capital | 27,992,000 | 28,407,000 | 28,661,000 | 29,423,000 |
| Risk-weighted assets | 229,215,000 | 252,538,000 | 259,978,000 | 251,557,000 |