Call reports 2008
CORNHUSKER BANK — 2008
What CORNHUSKER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 312,402,000 | 321,292,000 | 312,981,000 | 318,370,000 |
| Total loans | 178,472,000 | 198,824,000 | 207,477,000 | 209,090,000 |
| Allowance for loan losses | 2,273,000 | 2,291,000 | 2,198,000 | 2,181,000 |
| Securities available for sale | 60,801,000 | 49,614,000 | 39,339,000 | 40,831,000 |
| Securities held to maturity | 30,903,000 | 33,768,000 | 33,923,000 | 34,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,986,000 | 238,894,000 | 240,859,000 | 263,913,000 |
| Interest-bearing deposits | 223,777,000 | 220,743,000 | 223,203,000 | 247,830,000 |
| Noninterest-bearing deposits | 19,209,000 | 18,151,000 | 17,656,000 | 16,083,000 |
| Equity capital | 24,561,000 | 24,312,000 | 24,871,000 | 25,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,524,000 | 8,863,000 | 13,334,000 | 17,656,000 |
| Interest expense | 2,056,000 | 3,875,000 | 5,578,000 | 7,114,000 |
| Net interest income | 2,468,000 | 4,988,000 | 7,756,000 | 10,542,000 |
| Noninterest income | 799,000 | 1,538,000 | 2,338,000 | 3,051,000 |
| Noninterest expense | 2,428,000 | 4,803,000 | 7,148,000 | 9,601,000 |
| Provision for loan losses | 20,000 | 51,000 | 121,000 | 531,000 |
| Pretax income | 818,000 | 1,676,000 | 2,829,000 | 3,465,000 |
| Income tax | 27,000 | 55,000 | 83,000 | 112,000 |
| Net income | 791,000 | 1,621,000 | 2,746,000 | 3,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,043,000 | 24,273,000 | 24,798,000 | 25,106,000 |
| Total capital | 26,316,000 | 26,564,000 | 26,996,000 | 27,287,000 |
| Risk-weighted assets | 204,145,000 | 220,519,000 | 227,134,000 | 227,874,000 |