Call reports 2007
CORNHUSKER BANK — 2007
What CORNHUSKER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 269,625,000 | 263,248,000 | 264,533,000 | 302,351,000 |
| Total loans | 195,553,000 | 185,195,000 | 185,433,000 | 182,757,000 |
| Allowance for loan losses | 2,911,000 | 2,936,000 | 2,746,000 | 2,548,000 |
| Securities available for sale | 34,229,000 | 33,559,000 | 36,875,000 | 57,174,000 |
| Securities held to maturity | 28,487,000 | 28,487,000 | 28,654,000 | 29,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,875,000 | 222,875,000 | 223,347,000 | 235,291,000 |
| Interest-bearing deposits | 209,413,000 | 206,032,000 | 206,779,000 | 218,684,000 |
| Noninterest-bearing deposits | 17,462,000 | 16,843,000 | 16,568,000 | 16,607,000 |
| Equity capital | 23,623,000 | 23,813,000 | 24,169,000 | 24,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,092,000 | 8,300,000 | 12,523,000 | 16,842,000 |
| Interest expense | 1,753,000 | 3,536,000 | 5,375,000 | 7,343,000 |
| Net interest income | 2,339,000 | 4,764,000 | 7,148,000 | 9,499,000 |
| Noninterest income | 749,000 | 1,605,000 | 2,387,000 | 3,071,000 |
| Noninterest expense | 2,292,000 | 4,620,000 | 6,903,000 | 9,367,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 766,000 | 1,689,000 | 2,552,000 | 3,123,000 |
| Income tax | 27,000 | 55,000 | 86,000 | 114,000 |
| Net income | 739,000 | 1,634,000 | 2,466,000 | 3,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,857,000 | 24,078,000 | 24,160,000 | 23,953,000 |
| Total capital | 26,310,000 | 26,510,000 | 26,599,000 | 26,452,000 |
| Risk-weighted assets | 198,469,000 | 196,699,000 | 196,941,000 | 201,994,000 |