Call reports 2006
CORNHUSKER BANK — 2006
What CORNHUSKER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 244,053,000 | 250,842,000 | 283,362,000 | 263,150,000 |
| Total loans | 165,490,000 | 167,067,000 | 183,931,000 | 189,838,000 |
| Allowance for loan losses | 2,895,000 | 2,912,000 | 2,898,000 | 2,875,000 |
| Securities available for sale | 41,306,000 | 40,986,000 | 55,712,000 | 34,237,000 |
| Securities held to maturity | 28,544,000 | 28,838,000 | 28,828,000 | 28,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,470,000 | 202,016,000 | 210,802,000 | 222,041,000 |
| Interest-bearing deposits | 180,966,000 | 186,756,000 | 195,280,000 | 205,309,000 |
| Noninterest-bearing deposits | 16,504,000 | 15,260,000 | 15,522,000 | 16,732,000 |
| Equity capital | 22,339,000 | 22,324,000 | 23,000,000 | 23,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,375,000 | 6,954,000 | 10,753,000 | 14,864,000 |
| Interest expense | 1,181,000 | 2,478,000 | 4,018,000 | 5,842,000 |
| Net interest income | 2,194,000 | 4,476,000 | 6,735,000 | 9,022,000 |
| Noninterest income | 632,000 | 1,238,000 | 1,975,000 | 2,804,000 |
| Noninterest expense | 2,106,000 | 4,244,000 | 6,380,000 | 8,640,000 |
| Provision for loan losses | -190,000 | -180,000 | -180,000 | -180,000 |
| Pretax income | 812,000 | 1,554,000 | 2,414,000 | 3,270,000 |
| Income tax | 24,000 | 47,000 | 71,000 | 94,000 |
| Net income | 788,000 | 1,507,000 | 2,343,000 | 3,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,256,000 | 23,325,000 | 23,560,000 | 23,793,000 |
| Total capital | 25,328,000 | 25,469,000 | 25,971,000 | 26,200,000 |
| Risk-weighted assets | 168,709,000 | 170,765,000 | 192,376,000 | 194,831,000 |