Call reports 2005
CORNHUSKER BANK — 2005
What CORNHUSKER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 233,301,000 | 238,353,000 | 259,735,000 | 241,091,000 |
| Total loans | 146,363,000 | 157,257,000 | 161,136,000 | 160,654,000 |
| Allowance for loan losses | 3,072,000 | 3,048,000 | 3,088,000 | 2,894,000 |
| Securities available for sale | 52,909,000 | 46,135,000 | 58,684,000 | 44,377,000 |
| Securities held to maturity | 26,515,000 | 26,760,000 | 26,844,000 | 27,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,811,000 | 191,482,000 | 195,587,000 | 199,222,000 |
| Interest-bearing deposits | 173,076,000 | 177,111,000 | 180,531,000 | 185,050,000 |
| Noninterest-bearing deposits | 16,735,000 | 14,371,000 | 15,056,000 | 14,172,000 |
| Equity capital | 21,274,000 | 21,891,000 | 22,036,000 | 22,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,987,000 | 6,098,000 | 9,444,000 | 12,816,000 |
| Interest expense | 697,000 | 1,483,000 | 2,449,000 | 3,546,000 |
| Net interest income | 2,290,000 | 4,615,000 | 6,995,000 | 9,270,000 |
| Noninterest income | 634,000 | 1,253,000 | 1,822,000 | 2,412,000 |
| Noninterest expense | 1,996,000 | 3,934,000 | 5,834,000 | 7,840,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 898,000 | 1,788,000 | 2,837,000 | 3,696,000 |
| Income tax | 23,000 | 47,000 | 70,000 | 86,000 |
| Net income | 875,000 | 1,741,000 | 2,767,000 | 3,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,534,000 | 22,623,000 | 22,975,000 | 23,144,000 |
| Total capital | 24,465,000 | 24,611,000 | 25,050,000 | 25,222,000 |
| Risk-weighted assets | 153,438,000 | 158,033,000 | 165,101,000 | 165,408,000 |