Call reports 2004
CORNHUSKER BANK — 2004
What CORNHUSKER BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 242,192,000 | 235,322,000 | 248,899,000 | 227,798,000 |
| Total loans | 123,779,000 | 130,340,000 | 133,155,000 | 136,391,000 |
| Allowance for loan losses | 3,220,000 | 3,207,000 | 3,234,000 | 3,024,000 |
| Securities available for sale | 88,285,000 | 73,935,000 | 60,997,000 | 53,776,000 |
| Securities held to maturity | 21,643,000 | 23,743,000 | 23,733,000 | 25,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,000,000 | 188,961,000 | 195,009,000 | 189,450,000 |
| Interest-bearing deposits | 158,301,000 | 178,944,000 | 185,093,000 | 154,348,000 |
| Noninterest-bearing deposits | 34,699,000 | 10,017,000 | 9,916,000 | 35,102,000 |
| Equity capital | 21,675,000 | 20,717,000 | 22,013,000 | 21,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,877,000 | 5,899,000 | 8,906,000 | 11,863,000 |
| Interest expense | 661,000 | 1,310,000 | 1,961,000 | 2,641,000 |
| Net interest income | 2,216,000 | 4,589,000 | 6,945,000 | 9,222,000 |
| Noninterest income | 680,000 | 1,614,000 | 2,289,000 | 2,863,000 |
| Noninterest expense | 1,909,000 | 3,936,000 | 5,936,000 | 7,937,000 |
| Provision for loan losses | 90,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 897,000 | 2,147,000 | 3,186,000 | 4,036,000 |
| Income tax | 25,000 | 47,000 | 70,000 | 94,000 |
| Net income | 872,000 | 2,100,000 | 3,116,000 | 3,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,444,000 | 21,796,000 | 22,187,000 | 22,414,000 |
| Total capital | 23,175,000 | 23,580,000 | 24,020,000 | 24,227,000 |
| Risk-weighted assets | 137,027,000 | 141,311,000 | 145,285,000 | 143,915,000 |