Call reports 2003
CORNHUSKER BANK — 2003
What CORNHUSKER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 238,158,000 | 230,050,000 | 227,384,000 | 226,486,000 |
| Total loans | 126,821,000 | 127,073,000 | 129,640,000 | 122,973,000 |
| Allowance for loan losses | 2,793,000 | 2,925,000 | 3,037,000 | 2,965,000 |
| Securities available for sale | 75,801,000 | 73,997,000 | 63,568,000 | 70,760,000 |
| Securities held to maturity | 10,547,000 | 14,046,000 | 17,555,000 | 19,949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,691,000 | 187,064,000 | 187,642,000 | 195,391,000 |
| Interest-bearing deposits | 160,088,000 | 153,791,000 | 155,661,000 | 161,202,000 |
| Noninterest-bearing deposits | 34,603,000 | 33,273,000 | 31,981,000 | 34,189,000 |
| Equity capital | 21,087,000 | 21,276,000 | 21,553,000 | 21,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,215,000 | 6,333,000 | 9,415,000 | 12,392,000 |
| Interest expense | 813,000 | 1,581,000 | 2,294,000 | 2,995,000 |
| Net interest income | 2,402,000 | 4,752,000 | 7,121,000 | 9,397,000 |
| Noninterest income | 979,000 | 1,829,000 | 2,784,000 | 3,464,000 |
| Noninterest expense | 1,989,000 | 3,968,000 | 6,065,000 | 8,071,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,242,000 | 2,313,000 | 3,390,000 | 4,191,000 |
| Income tax | 23,000 | 48,000 | 73,000 | 97,000 |
| Net income | 1,219,000 | 2,265,000 | 3,317,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,322,000 | 20,667,000 | 21,270,000 | 21,272,000 |
| Total capital | 22,043,000 | 22,383,000 | 22,998,000 | 22,967,000 |
| Risk-weighted assets | 136,628,000 | 136,052,000 | 136,966,000 | 134,295,000 |