Call reports 2001
OAKWOOD DEPOSIT BANK COMPANY, THE — 2001
What OAKWOOD DEPOSIT BANK COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,970,000 | 71,899,000 | 76,642,000 | 72,267,000 |
| Total loans | 34,367,000 | 32,732,000 | 33,065,000 | 33,388,000 |
| Allowance for loan losses | 415,000 | 423,000 | 430,000 | 492,000 |
| Securities available for sale | 14,872,000 | 20,014,000 | 22,873,000 | 20,957,000 |
| Securities held to maturity | 8,109,000 | 8,813,000 | 8,950,000 | 5,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,459,000 | 61,212,000 | 64,658,000 | 60,168,000 |
| Interest-bearing deposits | 53,547,000 | 56,600,000 | 59,343,000 | 54,153,000 |
| Noninterest-bearing deposits | 4,912,000 | 4,612,000 | 5,315,000 | 6,015,000 |
| Equity capital | 5,761,000 | 6,019,000 | 6,114,000 | 6,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,366,000 | 3,504,000 | 4,678,000 |
| Interest expense | 802,000 | 1,504,000 | 2,193,000 | 2,751,000 |
| Net interest income | 431,000 | 862,000 | 1,311,000 | 1,927,000 |
| Noninterest income | 61,000 | 145,000 | 237,000 | 262,000 |
| Noninterest expense | 270,000 | 557,000 | 874,000 | 1,186,000 |
| Provision for loan losses | 32,000 | 42,000 | 67,000 | 166,000 |
| Pretax income | 190,000 | 408,000 | 607,000 | 886,000 |
| Income tax | 26,000 | 54,000 | 86,000 | 162,000 |
| Net income | 164,000 | 354,000 | 521,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,735,000 | 5,925,000 | 6,092,000 | 6,233,000 |
| Total capital | 6,150,000 | 6,348,000 | 6,512,000 | 6,652,000 |
| Risk-weighted assets | 33,137,000 | 34,911,000 | 33,622,000 | 33,422,000 |