Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,198,000 | 56,185,000 | 62,354,000 | 64,590,000 |
| Total loans | 23,932,000 | 24,468,000 | 27,494,000 | 28,667,000 |
| Allowance for loan losses | 79,000 | 145,000 | 190,000 | 135,000 |
| Securities available for sale | 27,004,000 | 21,279,000 | 30,347,000 | 12,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 18,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,447,000 | 39,652,000 | 43,280,000 | 44,364,000 |
| Interest-bearing deposits | 35,916,000 | 35,077,000 | 38,605,000 | 39,894,000 |
| Noninterest-bearing deposits | 4,531,000 | 4,575,000 | 4,675,000 | 4,470,000 |
| Equity capital | 5,276,000 | 5,271,000 | 4,893,000 | 4,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,326,000 | 1,993,000 | 2,762,000 |
| Interest expense | 409,000 | 754,000 | 1,072,000 | 1,391,000 |
| Net interest income | 254,000 | 572,000 | 921,000 | 1,371,000 |
| Noninterest income | 80,000 | 151,000 | 221,000 | 295,000 |
| Noninterest expense | 293,000 | 630,000 | 987,000 | 1,331,000 |
| Provision for loan losses | 6,000 | 92,000 | 154,000 | 118,000 |
| Pretax income | 83,000 | 147,000 | 210,000 | 426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 147,000 | 210,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,167,000 | 5,195,000 | 5,163,000 | 5,283,000 |
| Total capital | 5,246,000 | 5,340,000 | 5,353,000 | 5,418,000 |
| Risk-weighted assets | 21,206,000 | 19,436,000 | 21,101,000 | 22,375,000 |