Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,527,000 | 57,570,000 | 62,670,000 | 61,504,000 |
| Total loans | 25,163,000 | 23,517,000 | 25,833,000 | 23,582,000 |
| Allowance for loan losses | 78,000 | 70,000 | 68,000 | 75,000 |
| Securities available for sale | 22,132,000 | 19,252,000 | 14,451,000 | 17,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,124,000 | 41,103,000 | 41,061,000 | 40,368,000 |
| Interest-bearing deposits | 36,098,000 | 36,709,000 | 37,005,000 | 35,965,000 |
| Noninterest-bearing deposits | 4,026,000 | 4,394,000 | 4,056,000 | 4,403,000 |
| Equity capital | 5,050,000 | 5,147,000 | 5,242,000 | 5,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,446,000 | 2,135,000 | 2,790,000 |
| Interest expense | 400,000 | 788,000 | 1,201,000 | 1,581,000 |
| Net interest income | 328,000 | 658,000 | 934,000 | 1,209,000 |
| Noninterest income | 8,000 | 55,000 | 124,000 | 91,000 |
| Noninterest expense | 323,000 | 704,000 | 1,093,000 | 1,452,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 25,000 |
| Pretax income | 126,000 | 149,000 | 158,000 | 247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 149,000 | 158,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,182,000 | 5,205,000 | 5,214,000 | 5,087,000 |
| Total capital | 5,260,000 | 5,275,000 | 5,282,000 | 5,162,000 |
| Risk-weighted assets | 15,729,000 | 17,195,000 | 20,718,000 | 23,685,000 |