Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,644,000 | 52,135,000 | 57,893,000 | 54,707,000 |
| Total loans | 32,662,000 | 32,037,000 | 29,378,000 | 26,790,000 |
| Allowance for loan losses | 80,000 | 88,000 | 84,000 | 75,000 |
| Securities available for sale | 10,541,000 | 3,319,000 | 4,987,000 | 17,363,000 |
| Securities held to maturity | 4,489,000 | 4,489,000 | 4,706,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,042,000 | 30,222,000 | 36,130,000 | 37,983,000 |
| Interest-bearing deposits | 26,277,000 | 26,238,000 | 32,260,000 | 33,711,000 |
| Noninterest-bearing deposits | 3,765,000 | 3,984,000 | 3,870,000 | 4,272,000 |
| Equity capital | 4,368,000 | 4,350,000 | 4,274,000 | 4,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 1,987,000 | 2,756,000 | 3,580,000 |
| Interest expense | 662,000 | 1,300,000 | 1,820,000 | 2,342,000 |
| Net interest income | 351,000 | 687,000 | 936,000 | 1,238,000 |
| Noninterest income | 80,000 | 124,000 | 191,000 | 173,000 |
| Noninterest expense | 334,000 | 670,000 | 1,041,000 | 1,466,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 35,000 |
| Pretax income | 186,000 | 347,000 | 313,000 | 239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 347,000 | 313,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,153,000 | 4,314,000 | 4,280,000 | 4,206,000 |
| Total capital | 4,233,000 | 4,402,000 | 4,364,000 | 4,281,000 |
| Risk-weighted assets | 12,975,000 | 16,471,000 | 17,745,000 | 16,027,000 |