Call reports 2013
MARATHON BANK — 2013
What MARATHON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 178,965,000 | 175,822,000 | 174,142,000 | 169,634,000 |
| Total loans | 77,404,000 | 75,713,000 | 73,165,000 | 72,867,000 |
| Allowance for loan losses | 3,073,000 | 2,741,000 | 2,520,000 | 3,087,000 |
| Securities available for sale | 88,978,000 | 86,331,000 | 88,689,000 | 87,641,000 |
| Securities held to maturity | 20,000 | 18,000 | 17,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,538,000 | 145,099,000 | 143,640,000 | 143,973,000 |
| Interest-bearing deposits | 142,278,000 | 140,037,000 | 138,334,000 | 138,174,000 |
| Noninterest-bearing deposits | 4,260,000 | 5,062,000 | 5,306,000 | 5,799,000 |
| Equity capital | 20,977,000 | 19,269,000 | 18,774,000 | 14,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,820,000 | 3,607,000 | 5,389,000 | 7,211,000 |
| Interest expense | 546,000 | 1,074,000 | 1,588,000 | 2,056,000 |
| Net interest income | 1,274,000 | 2,533,000 | 3,801,000 | 5,155,000 |
| Noninterest income | 210,000 | 449,000 | 621,000 | 825,000 |
| Noninterest expense | 1,218,000 | 2,505,000 | 3,706,000 | 6,266,000 |
| Provision for loan losses | 300,000 | 600,000 | 913,000 | 1,575,000 |
| Pretax income | -34,000 | -123,000 | -197,000 | -1,870,000 |
| Income tax | -87,000 | -195,000 | -296,000 | -195,000 |
| Net income | 53,000 | 72,000 | 99,000 | -1,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,578,000 | 18,399,000 | 17,822,000 | 18,197,000 |
| Total capital | 20,704,000 | 19,521,000 | 18,922,000 | 19,245,000 |
| Risk-weighted assets | 88,134,000 | 88,175,000 | 86,594,000 | 81,811,000 |