Call reports 2012
MARATHON BANK — 2012
What MARATHON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 180,136,000 | 181,281,000 | 180,807,000 | 179,898,000 |
| Total loans | 82,009,000 | 82,197,000 | 80,210,000 | 78,840,000 |
| Allowance for loan losses | 1,402,000 | 2,840,000 | 2,817,000 | 2,859,000 |
| Securities available for sale | 83,121,000 | 88,596,000 | 90,025,000 | 88,228,000 |
| Securities held to maturity | 36,000 | 33,000 | 22,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,445,000 | 145,845,000 | 145,470,000 | 147,002,000 |
| Interest-bearing deposits | 138,586,000 | 141,589,000 | 140,852,000 | 141,620,000 |
| Noninterest-bearing deposits | 4,859,000 | 4,256,000 | 4,618,000 | 5,382,000 |
| Equity capital | 21,734,000 | 21,011,000 | 21,668,000 | 21,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,150,000 | 6,129,000 | 8,051,000 |
| Interest expense | 682,000 | 1,342,000 | 1,987,000 | 2,587,000 |
| Net interest income | 1,447,000 | 2,808,000 | 4,142,000 | 5,464,000 |
| Noninterest income | 225,000 | 465,000 | 715,000 | 965,000 |
| Noninterest expense | 1,081,000 | 2,169,000 | 3,210,000 | 4,321,000 |
| Provision for loan losses | 450,000 | 2,675,000 | 2,800,000 | 3,100,000 |
| Pretax income | 141,000 | -1,571,000 | -1,153,000 | -992,000 |
| Income tax | -15,000 | -706,000 | -620,000 | -634,000 |
| Net income | 156,000 | -865,000 | -533,000 | -358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,385,000 | 19,364,000 | 19,696,000 | 19,632,000 |
| Total capital | 21,485,000 | 20,595,000 | 20,988,000 | 20,899,000 |
| Risk-weighted assets | 112,421,000 | 96,901,000 | 101,839,000 | 99,783,000 |