Call reports 2008
MARATHON BANK — 2008
What MARATHON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 153,210,000 | 154,260,000 | 153,060,000 | 155,594,000 |
| Total loans | 105,264,000 | 103,068,000 | 98,244,000 | 96,783,000 |
| Allowance for loan losses | 1,141,000 | 1,087,000 | 1,189,000 | 1,405,000 |
| Securities available for sale | 36,963,000 | 39,795,000 | 44,282,000 | 47,373,000 |
| Securities held to maturity | 110,000 | 79,000 | 78,000 | 71,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,985,000 | 109,662,000 | 109,721,000 | 109,323,000 |
| Interest-bearing deposits | 103,725,000 | 105,720,000 | 105,312,000 | 103,835,000 |
| Noninterest-bearing deposits | 4,260,000 | 3,942,000 | 4,409,000 | 5,488,000 |
| Equity capital | 17,772,000 | 17,305,000 | 17,332,000 | 18,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,346,000 | 4,676,000 | 6,967,000 | 9,284,000 |
| Interest expense | 1,239,000 | 2,439,000 | 3,587,000 | 4,660,000 |
| Net interest income | 1,107,000 | 2,237,000 | 3,380,000 | 4,624,000 |
| Noninterest income | 186,000 | 394,000 | 587,000 | 764,000 |
| Noninterest expense | 973,000 | 1,875,000 | 2,792,000 | 3,690,000 |
| Provision for loan losses | 83,000 | 146,000 | 209,000 | 388,000 |
| Pretax income | 237,000 | 605,000 | 961,000 | 1,305,000 |
| Income tax | 64,000 | 115,000 | 211,000 | 304,000 |
| Net income | 173,000 | 490,000 | 750,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,391,000 | 17,710,000 | 17,971,000 | 18,221,000 |
| Total capital | 18,532,000 | 18,797,000 | 19,117,000 | 19,486,000 |
| Risk-weighted assets | 106,342,000 | 108,100,000 | 106,193,000 | 101,045,000 |