Call reports 2007
MARATHON BANK — 2007
What MARATHON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 152,046,000 | 153,001,000 | 154,126,000 | 155,353,000 |
| Total loans | 104,559,000 | 105,253,000 | 104,892,000 | 105,933,000 |
| Allowance for loan losses | 1,251,000 | 785,000 | 708,000 | 1,064,000 |
| Securities available for sale | 35,605,000 | 35,517,000 | 37,411,000 | 38,590,000 |
| Securities held to maturity | 153,000 | 130,000 | 119,000 | 114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,744,000 | 106,968,000 | 108,854,000 | 108,777,000 |
| Interest-bearing deposits | 101,938,000 | 103,111,000 | 104,961,000 | 103,930,000 |
| Noninterest-bearing deposits | 3,806,000 | 3,857,000 | 3,893,000 | 4,847,000 |
| Equity capital | 16,951,000 | 16,418,000 | 17,083,000 | 17,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,279,000 | 6,451,000 | 8,670,000 |
| Interest expense | 1,247,000 | 2,507,000 | 3,808,000 | 5,105,000 |
| Net interest income | 893,000 | 1,772,000 | 2,643,000 | 3,565,000 |
| Noninterest income | 204,000 | 361,000 | 544,000 | 678,000 |
| Noninterest expense | 846,000 | 1,668,000 | 2,571,000 | 3,487,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 411,000 |
| Pretax income | 251,000 | 315,000 | 466,000 | 345,000 |
| Income tax | 71,000 | 138,000 | 171,000 | 77,000 |
| Net income | 180,000 | 177,000 | 295,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,126,000 | 17,126,000 | 17,342,000 | 17,217,000 |
| Total capital | 18,377,000 | 17,911,000 | 18,050,000 | 18,281,000 |
| Risk-weighted assets | 103,011,000 | 104,707,000 | 104,038,000 | 103,672,000 |