Call reports 2005
MARATHON BANK — 2005
What MARATHON BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 141,821,000 | 144,335,000 | 146,324,000 | 148,797,000 |
| Total loans | 96,366,000 | 101,734,000 | 103,573,000 | 107,136,000 |
| Allowance for loan losses | 1,431,000 | 1,468,000 | 1,535,000 | 1,768,000 |
| Securities available for sale | 33,026,000 | 32,388,000 | 31,181,000 | 29,817,000 |
| Securities held to maturity | 234,000 | 227,000 | 221,000 | 208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,012,000 | 108,238,000 | 107,823,000 | 108,144,000 |
| Interest-bearing deposits | 106,030,000 | 104,450,000 | 104,024,000 | 103,261,000 |
| Noninterest-bearing deposits | 2,982,000 | 3,788,000 | 3,799,000 | 4,883,000 |
| Equity capital | 15,413,000 | 15,906,000 | 15,892,000 | 15,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,927,000 | 3,880,000 | 5,859,000 | 7,901,000 |
| Interest expense | 801,000 | 1,637,000 | 2,546,000 | 3,532,000 |
| Net interest income | 1,126,000 | 2,243,000 | 3,313,000 | 4,369,000 |
| Noninterest income | 237,000 | 420,000 | 629,000 | 761,000 |
| Noninterest expense | 851,000 | 1,748,000 | 2,539,000 | 3,388,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 437,000 | 765,000 | 1,178,000 | 1,454,000 |
| Income tax | 184,000 | 201,000 | 370,000 | 485,000 |
| Net income | 253,000 | 564,000 | 808,000 | 969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,463,000 | 15,774,000 | 16,018,000 | 16,166,000 |
| Total capital | 16,699,000 | 17,033,000 | 17,317,000 | 17,464,000 |
| Risk-weighted assets | 98,705,000 | 100,533,000 | 103,687,000 | 103,394,000 |