Call reports 2004
MARATHON BANK — 2004
What MARATHON BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 146,747,000 | 144,178,000 | 144,438,000 | 141,445,000 |
| Total loans | 93,361,000 | 91,691,000 | 92,007,000 | 93,642,000 |
| Allowance for loan losses | 1,482,000 | 1,407,000 | 1,301,000 | 1,357,000 |
| Securities available for sale | 38,526,000 | 39,996,000 | 38,489,000 | 36,140,000 |
| Securities held to maturity | 323,000 | 288,000 | 276,000 | 267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,771,000 | 112,691,000 | 111,862,000 | 110,723,000 |
| Interest-bearing deposits | 111,403,000 | 109,474,000 | 108,249,000 | 106,372,000 |
| Noninterest-bearing deposits | 3,368,000 | 3,217,000 | 3,613,000 | 4,351,000 |
| Equity capital | 14,624,000 | 14,209,000 | 15,130,000 | 15,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 3,897,000 | 5,929,000 | 7,919,000 |
| Interest expense | 902,000 | 1,765,000 | 2,618,000 | 3,439,000 |
| Net interest income | 1,111,000 | 2,132,000 | 3,311,000 | 4,480,000 |
| Noninterest income | 183,000 | 303,000 | 473,000 | 648,000 |
| Noninterest expense | 743,000 | 1,422,000 | 2,148,000 | 2,897,000 |
| Provision for loan losses | 118,000 | 243,000 | 318,000 | 393,000 |
| Pretax income | 433,000 | 770,000 | 1,318,000 | 1,838,000 |
| Income tax | 183,000 | 198,000 | 440,000 | 669,000 |
| Net income | 250,000 | 572,000 | 878,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,288,000 | 14,612,000 | 14,918,000 | 15,209,000 |
| Total capital | 15,334,000 | 15,761,000 | 16,130,000 | 16,417,000 |
| Risk-weighted assets | 82,452,000 | 91,623,000 | 97,210,000 | 96,521,000 |