Call reports 2003
MARATHON BANK — 2003
What MARATHON BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 142,789,000 | 146,065,000 | 142,880,000 | 148,460,000 |
| Total loans | 97,533,000 | 96,408,000 | 95,111,000 | 95,422,000 |
| Allowance for loan losses | 1,374,000 | 1,482,000 | 1,513,000 | 1,440,000 |
| Securities available for sale | 34,330,000 | 34,840,000 | 38,667,000 | 42,337,000 |
| Securities held to maturity | 1,018,000 | 862,000 | 792,000 | 354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,973,000 | 117,766,000 | 115,471,000 | 117,006,000 |
| Interest-bearing deposits | 109,713,000 | 112,776,000 | 112,367,000 | 113,129,000 |
| Noninterest-bearing deposits | 4,260,000 | 4,990,000 | 3,104,000 | 3,877,000 |
| Equity capital | 13,517,000 | 13,978,000 | 13,958,000 | 14,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,998,000 | 4,008,000 | 5,975,000 | 7,976,000 |
| Interest expense | 991,000 | 1,971,000 | 2,937,000 | 3,870,000 |
| Net interest income | 1,007,000 | 2,037,000 | 3,038,000 | 4,106,000 |
| Noninterest income | 221,000 | 608,000 | 888,000 | 1,043,000 |
| Noninterest expense | 743,000 | 1,404,000 | 2,181,000 | 2,950,000 |
| Provision for loan losses | 125,000 | 275,000 | 330,000 | 412,000 |
| Pretax income | 360,000 | 966,000 | 1,415,000 | 1,787,000 |
| Income tax | 150,000 | 343,000 | 532,000 | 688,000 |
| Net income | 210,000 | 623,000 | 883,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,164,000 | 13,564,000 | 13,822,000 | 14,038,000 |
| Total capital | 14,113,000 | 14,550,000 | 14,805,000 | 15,082,000 |
| Risk-weighted assets | 75,486,000 | 78,369,000 | 78,092,000 | 83,116,000 |