Call reports 2023
PEOPLES TRUST AND SAVINGS BANK — 2023
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 32,187,000 | 34,163,000 | 32,422,000 |
| Total loans | 13,726,000 | 13,750,000 | 14,183,000 |
| Allowance for loan losses | 265,000 | 265,000 | 265,000 |
| Securities available for sale | 16,463,000 | 16,286,000 | 16,187,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 25,141,000 | 31,477,000 | 26,061,000 |
| Interest-bearing deposits | 20,583,000 | 16,400,000 | 13,740,000 |
| Noninterest-bearing deposits | 4,558,000 | 15,077,000 | 12,321,000 |
| Equity capital | 2,651,000 | 2,642,000 | 2,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 284,000 | 564,000 | 866,000 |
| Interest expense | 35,000 | 82,000 | 155,000 |
| Net interest income | 249,000 | 482,000 | 711,000 |
| Noninterest income | 13,000 | 18,000 | 24,000 |
| Noninterest expense | 184,000 | 367,000 | 547,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 68,000 | 123,000 | 178,000 |
| Income tax | 13,000 | 23,000 | 37,000 |
| Net income | 55,000 | 100,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 3,861,000 | 3,905,000 | 3,896,000 |