Call reports 2021
PEOPLES TRUST AND SAVINGS BANK — 2021
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 35,393,000 | 34,944,000 | 33,358,000 | 39,050,000 |
| Total loans | 16,026,000 | 13,830,000 | 13,323,000 | 14,558,000 |
| Allowance for loan losses | 265,000 | 265,000 | 265,000 | 264,000 |
| Securities available for sale | 12,705,000 | 13,288,000 | 15,090,000 | 16,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,422,000 | 30,800,000 | 29,411,000 | 35,280,000 |
| Interest-bearing deposits | 27,064,000 | 26,358,000 | 24,909,000 | 30,708,000 |
| Noninterest-bearing deposits | 4,358,000 | 4,442,000 | 4,502,000 | 4,572,000 |
| Equity capital | 3,850,000 | 3,992,000 | 3,873,000 | 3,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 236,000 | 686,000 | 909,000 | 1,148,000 |
| Interest expense | 24,000 | 48,000 | 71,000 | 93,000 |
| Net interest income | 212,000 | 638,000 | 838,000 | 1,055,000 |
| Noninterest income | 177,000 | 25,000 | 37,000 | 52,000 |
| Noninterest expense | 202,000 | 385,000 | 567,000 | 750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 211,000 | 301,000 | 333,000 | 382,000 |
| Income tax | 50,000 | 69,000 | 74,000 | 84,000 |
| Net income | 161,000 | 232,000 | 259,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,707,000 | 3,779,000 | 3,650,000 | 3,689,000 |