Call reports 2020
PEOPLES TRUST AND SAVINGS BANK — 2020
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 24,973,000 | 27,244,000 | 30,675,000 | 30,951,000 |
| Total loans | 13,700,000 | 14,472,000 | 16,529,000 | 15,090,000 |
| Allowance for loan losses | 362,000 | 365,000 | 420,000 | 420,000 |
| Securities available for sale | 9,348,000 | 10,100,000 | 12,097,000 | 12,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,735,000 | 23,502,000 | 24,845,000 | 26,945,000 |
| Interest-bearing deposits | 17,423,000 | 19,243,000 | 20,934,000 | 22,696,000 |
| Noninterest-bearing deposits | 4,312,000 | 4,259,000 | 3,911,000 | 4,249,000 |
| Equity capital | 3,151,000 | 3,639,000 | 3,694,000 | 3,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 470,000 | 715,000 | 981,000 |
| Interest expense | 41,000 | 83,000 | 120,000 | 147,000 |
| Net interest income | 199,000 | 387,000 | 595,000 | 834,000 |
| Noninterest income | 14,000 | 46,000 | 56,000 | 65,000 |
| Noninterest expense | 184,000 | 358,000 | 535,000 | 718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 79,000 | 122,000 | 189,000 |
| Income tax | 6,000 | 14,000 | 22,000 | 36,000 |
| Net income | 27,000 | 65,000 | 100,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,500,000 | 3,538,000 | 3,543,000 | 3,596,000 |