Call reports 2019
PEOPLES TRUST AND SAVINGS BANK — 2019
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 28,439,000 | 28,727,000 | 27,973,000 | 27,702,000 |
| Total loans | 12,555,000 | 12,833,000 | 13,448,000 | 13,574,000 |
| Allowance for loan losses | 343,000 | 353,000 | 357,000 | 352,000 |
| Securities available for sale | 13,042,000 | 13,124,000 | 12,076,000 | 10,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,056,000 | 21,999,000 | 20,361,000 | 23,926,000 |
| Interest-bearing deposits | 18,653,000 | 18,595,000 | 16,517,000 | 20,304,000 |
| Noninterest-bearing deposits | 3,403,000 | 3,404,000 | 3,844,000 | 3,622,000 |
| Equity capital | 3,313,000 | 3,544,000 | 3,601,000 | 3,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 513,000 | 772,000 | 1,030,000 |
| Interest expense | 52,000 | 106,000 | 166,000 | 221,000 |
| Net interest income | 204,000 | 407,000 | 606,000 | 809,000 |
| Noninterest income | 18,000 | 30,000 | 43,000 | 57,000 |
| Noninterest expense | 185,000 | 374,000 | 548,000 | 725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 63,000 | 142,000 | 245,000 |
| Income tax | 6,000 | 10,000 | 27,000 | 50,000 |
| Net income | 31,000 | 53,000 | 115,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,408,000 | 3,430,000 | 3,468,000 | 3,548,000 |
| Total capital | 3,676,000 | 3,699,000 | 3,742,000 | 3,820,000 |
| Risk-weighted assets | 21,384,000 | 21,514,000 | 21,829,000 | 21,700,000 |