Call reports 2018
PEOPLES TRUST AND SAVINGS BANK — 2018
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 30,818,000 | 29,612,000 | 29,778,000 | 29,219,000 |
| Total loans | 13,661,000 | 13,387,000 | 13,698,000 | 13,217,000 |
| Allowance for loan losses | 311,000 | 341,000 | 342,000 | 343,000 |
| Securities available for sale | 13,547,000 | 13,079,000 | 12,841,000 | 12,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,435,000 | 23,425,000 | 22,805,000 | 22,234,000 |
| Interest-bearing deposits | 24,332,000 | 19,314,000 | 19,150,000 | 18,898,000 |
| Noninterest-bearing deposits | 3,103,000 | 4,111,000 | 3,655,000 | 3,337,000 |
| Equity capital | 3,074,000 | 3,108,000 | 3,078,000 | 3,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 541,000 | 805,000 | 1,083,000 |
| Interest expense | 44,000 | 86,000 | 128,000 | 182,000 |
| Net interest income | 227,000 | 455,000 | 677,000 | 901,000 |
| Noninterest income | 29,000 | 59,000 | 77,000 | 91,000 |
| Noninterest expense | 198,000 | 397,000 | 595,000 | 798,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 117,000 | 159,000 | 194,000 |
| Income tax | 10,000 | -17,000 | -9,000 | -4,000 |
| Net income | 48,000 | 134,000 | 168,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,327,000 | 3,413,000 | 3,397,000 | 3,428,000 |
| Total capital | 3,602,000 | 3,684,000 | 3,668,000 | 3,697,000 |
| Risk-weighted assets | 21,960,000 | 21,512,000 | 21,628,000 | 21,467,000 |