Call reports 2017
PEOPLES TRUST AND SAVINGS BANK — 2017
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 31,193,000 | 30,988,000 | 29,964,000 | 30,587,000 |
| Total loans | 14,048,000 | 13,598,000 | 13,210,000 | 13,516,000 |
| Allowance for loan losses | 169,000 | 169,000 | 301,000 | 306,000 |
| Securities available for sale | 12,982,000 | 13,540,000 | 13,227,000 | 13,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,025,000 | 25,916,000 | 24,948,000 | 27,209,000 |
| Interest-bearing deposits | 20,449,000 | 19,277,000 | 17,929,000 | 24,246,000 |
| Noninterest-bearing deposits | 7,576,000 | 6,639,000 | 7,019,000 | 2,963,000 |
| Equity capital | 3,067,000 | 3,251,000 | 3,312,000 | 3,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 549,000 | 816,000 | 1,089,000 |
| Interest expense | 46,000 | 91,000 | 138,000 | 185,000 |
| Net interest income | 231,000 | 458,000 | 678,000 | 904,000 |
| Noninterest income | 18,000 | 34,000 | 98,000 | 116,000 |
| Noninterest expense | 190,000 | 395,000 | 597,000 | 793,000 |
| Provision for loan losses | 393,000 | 400,000 | 402,000 | 402,000 |
| Pretax income | -340,000 | -309,000 | -229,000 | -181,000 |
| Income tax | -136,000 | -136,000 | -113,000 | -116,000 |
| Net income | -204,000 | -173,000 | -116,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,130,000 | 3,082,000 | 3,224,000 | 3,258,000 |
| Total capital | 3,299,000 | 3,251,000 | 3,485,000 | 3,528,000 |
| Risk-weighted assets | 22,065,000 | 22,035,000 | 20,818,000 | 21,598,000 |