Call reports 2013
PEOPLES TRUST AND SAVINGS BANK — 2013
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 24,269,000 | 25,154,000 | 26,142,000 | 26,596,000 |
| Total loans | 7,164,000 | 8,330,000 | 9,910,000 | 10,134,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 77,000 |
| Securities available for sale | 12,560,000 | 12,118,000 | 11,932,000 | 11,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,746,000 | 21,888,000 | 23,031,000 | 22,734,000 |
| Interest-bearing deposits | 14,367,000 | 14,894,000 | 15,920,000 | 16,637,000 |
| Noninterest-bearing deposits | 7,379,000 | 6,994,000 | 7,111,000 | 6,097,000 |
| Equity capital | 2,295,000 | 2,243,000 | 2,183,000 | 2,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 218,000 | 448,000 | 690,000 | 922,000 |
| Interest expense | 29,000 | 56,000 | 86,000 | 120,000 |
| Net interest income | 189,000 | 392,000 | 604,000 | 802,000 |
| Noninterest income | 22,000 | 36,000 | 63,000 | 85,000 |
| Noninterest expense | 99,000 | 226,000 | 355,000 | 525,000 |
| Provision for loan losses | 0 | 0 | 0 | 73,000 |
| Pretax income | 112,000 | 202,000 | 312,000 | 289,000 |
| Income tax | 38,000 | 54,000 | 74,000 | 63,000 |
| Net income | 74,000 | 148,000 | 238,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,056,000 | 2,130,000 | 2,121,000 | 2,114,000 |
| Total capital | 2,138,000 | 2,212,000 | 2,203,000 | 2,191,000 |
| Risk-weighted assets | 14,011,000 | 11,679,000 | 11,770,000 | 11,574,000 |