Call reports 2012
PEOPLES TRUST AND SAVINGS BANK — 2012
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,233,000 | 25,038,000 | 25,696,000 | 26,944,000 |
| Total loans | 6,508,000 | 6,347,000 | 6,074,000 | 5,977,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 82,000 |
| Securities available for sale | 13,236,000 | 13,597,000 | 14,732,000 | 14,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,845,000 | 21,692,000 | 20,812,000 | 24,360,000 |
| Interest-bearing deposits | 14,206,000 | 13,787,000 | 13,441,000 | 14,106,000 |
| Noninterest-bearing deposits | 10,639,000 | 7,905,000 | 7,371,000 | 10,254,000 |
| Equity capital | 2,161,000 | 2,296,000 | 2,340,000 | 2,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 456,000 | 678,000 | 893,000 |
| Interest expense | 38,000 | 73,000 | 105,000 | 138,000 |
| Net interest income | 184,000 | 383,000 | 573,000 | 755,000 |
| Noninterest income | 25,000 | 45,000 | 75,000 | 97,000 |
| Noninterest expense | 115,000 | 229,000 | 339,000 | 483,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 199,000 | 309,000 | 369,000 |
| Income tax | 23,000 | 50,000 | 78,000 | 90,000 |
| Net income | 71,000 | 149,000 | 231,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,974,000 | 2,052,000 | 2,034,000 | 2,082,000 |
| Total capital | 2,056,000 | 2,134,000 | 2,116,000 | 2,164,000 |
| Risk-weighted assets | 13,056,000 | 12,233,000 | 12,489,000 | 13,993,000 |