Call reports 2011
PEOPLES TRUST AND SAVINGS BANK — 2011
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 24,710,000 | 24,646,000 | 23,956,000 | 23,908,000 |
| Total loans | 6,526,000 | 6,281,000 | 6,488,000 | 6,753,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 82,000 |
| Securities available for sale | 14,110,000 | 13,495,000 | 12,121,000 | 12,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,155,000 | 22,296,000 | 21,653,000 | 21,391,000 |
| Interest-bearing deposits | 13,219,000 | 14,860,000 | 12,669,000 | 13,135,000 |
| Noninterest-bearing deposits | 8,936,000 | 7,436,000 | 8,984,000 | 8,256,000 |
| Equity capital | 1,897,000 | 2,145,000 | 2,110,000 | 2,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 479,000 | 712,000 | 943,000 |
| Interest expense | 49,000 | 101,000 | 144,000 | 184,000 |
| Net interest income | 185,000 | 378,000 | 568,000 | 759,000 |
| Noninterest income | 25,000 | 52,000 | 82,000 | 108,000 |
| Noninterest expense | 117,000 | 236,000 | 340,000 | 481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 194,000 | 311,000 | 388,000 |
| Income tax | 23,000 | 48,000 | 79,000 | 97,000 |
| Net income | 70,000 | 146,000 | 232,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,884,000 | 1,958,000 | 1,944,000 | 2,003,000 |
| Total capital | 1,966,000 | 2,040,000 | 2,026,000 | 2,085,000 |
| Risk-weighted assets | 12,338,000 | 11,861,000 | 11,567,000 | 12,043,000 |