Call reports 2010
PEOPLES TRUST AND SAVINGS BANK — 2010
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 22,362,000 | 27,737,000 | 32,497,000 | 24,365,000 |
| Total loans | 5,938,000 | 5,665,000 | 5,859,000 | 6,184,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 82,000 |
| Securities available for sale | 12,963,000 | 12,092,000 | 11,503,000 | 12,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,341,000 | 25,546,000 | 30,219,000 | 22,394,000 |
| Interest-bearing deposits | 14,844,000 | 13,402,000 | 13,502,000 | 12,837,000 |
| Noninterest-bearing deposits | 5,497,000 | 12,143,000 | 16,716,000 | 9,557,000 |
| Equity capital | 1,869,000 | 2,016,000 | 2,056,000 | 1,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 470,000 | 710,000 | 938,000 |
| Interest expense | 65,000 | 123,000 | 179,000 | 232,000 |
| Net interest income | 196,000 | 347,000 | 531,000 | 706,000 |
| Noninterest income | 27,000 | 56,000 | 89,000 | 114,000 |
| Noninterest expense | 117,000 | 225,000 | 345,000 | 495,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 186,000 | 284,000 | 375,000 |
| Income tax | 32,000 | 50,000 | 75,000 | 96,000 |
| Net income | 80,000 | 136,000 | 209,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,815,000 | 1,870,000 | 1,843,000 | 1,912,000 |
| Total capital | 1,897,000 | 1,952,000 | 1,925,000 | 1,994,000 |
| Risk-weighted assets | 11,665,000 | 13,641,000 | 12,023,000 | 12,293,000 |