Call reports 2009
PEOPLES TRUST AND SAVINGS BANK — 2009
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 20,971,000 | 18,832,000 | 19,726,000 | 21,547,000 |
| Total loans | 6,163,000 | 5,639,000 | 5,540,000 | 6,231,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 82,000 |
| Securities available for sale | 9,980,000 | 9,661,000 | 10,390,000 | 11,332,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,562,000 | 17,148,000 | 17,852,000 | 19,560,000 |
| Interest-bearing deposits | 13,793,000 | 13,531,000 | 13,294,000 | 13,566,000 |
| Noninterest-bearing deposits | 5,769,000 | 3,617,000 | 4,558,000 | 5,994,000 |
| Equity capital | 1,355,000 | 1,629,000 | 1,772,000 | 1,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 500,000 | 732,000 | 975,000 |
| Interest expense | 82,000 | 160,000 | 231,000 | 299,000 |
| Net interest income | 167,000 | 340,000 | 501,000 | 676,000 |
| Noninterest income | 28,000 | 50,000 | 85,000 | 109,000 |
| Noninterest expense | 123,000 | 248,000 | 363,000 | 503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 8,000 | 38,000 | 136,000 |
| Income tax | 16,000 | -12,000 | -18,000 | 8,000 |
| Net income | 56,000 | 20,000 | 56,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,863,000 | 1,827,000 | 1,763,000 | 1,835,000 |
| Total capital | 1,945,000 | 1,909,000 | 1,845,000 | 1,917,000 |
| Risk-weighted assets | 12,604,000 | 11,610,000 | 10,992,000 | 11,889,000 |