Call reports 2007
PEOPLES TRUST AND SAVINGS BANK — 2007
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 21,616,000 | 20,316,000 | 20,154,000 | 18,314,000 |
| Total loans | 7,055,000 | 7,273,000 | 7,394,000 | 6,765,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 82,000 |
| Securities available for sale | 9,334,000 | 9,200,000 | 9,466,000 | 9,516,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,667,000 | 18,406,000 | 18,193,000 | 16,274,000 |
| Interest-bearing deposits | 14,222,000 | 13,789,000 | 14,302,000 | 13,843,000 |
| Noninterest-bearing deposits | 5,445,000 | 4,618,000 | 3,891,000 | 2,431,000 |
| Equity capital | 1,855,000 | 1,855,000 | 1,890,000 | 1,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 571,000 | 848,000 | 1,119,000 |
| Interest expense | 116,000 | 228,000 | 345,000 | 459,000 |
| Net interest income | 169,000 | 343,000 | 503,000 | 660,000 |
| Noninterest income | 30,000 | 62,000 | 104,000 | 140,000 |
| Noninterest expense | 122,000 | 230,000 | 340,000 | 487,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 181,000 | 274,000 | 320,000 |
| Income tax | 19,000 | 41,000 | 75,000 | 82,000 |
| Net income | 61,000 | 140,000 | 199,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,893,000 | 1,972,000 | 1,931,000 | 1,970,000 |
| Total capital | 1,975,000 | 2,054,000 | 2,013,000 | 2,052,000 |
| Risk-weighted assets | 9,669,000 | 9,717,000 | 9,468,000 | 8,939,000 |