Call reports 2002
PEOPLES TRUST AND SAVINGS BANK — 2002
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,963,000 | 14,090,000 | 14,152,000 | 15,143,000 |
| Total loans | 6,329,000 | 5,900,000 | 5,860,000 | 6,107,000 |
| Allowance for loan losses | 75,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 5,076,000 | 5,239,000 | 5,344,000 | 5,232,000 |
| Securities held to maturity | 1,118,000 | 982,000 | 847,000 | 747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,190,000 | 12,409,000 | 12,366,000 | 13,272,000 |
| Interest-bearing deposits | 10,977,000 | 11,234,000 | 11,147,000 | 11,809,000 |
| Noninterest-bearing deposits | 1,213,000 | 1,175,000 | 1,219,000 | 1,463,000 |
| Equity capital | 1,649,000 | 1,565,000 | 1,659,000 | 1,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 241,000 | 472,000 | 691,000 | 906,000 |
| Interest expense | 86,000 | 172,000 | 254,000 | 332,000 |
| Net interest income | 155,000 | 300,000 | 437,000 | 574,000 |
| Noninterest income | 24,000 | 43,000 | 65,000 | 95,000 |
| Noninterest expense | 84,000 | 171,000 | 264,000 | 382,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 20,000 |
| Pretax income | 94,000 | -1,000 | 60,000 | 90,000 |
| Income tax | 34,000 | 47,000 | 1,000 | 7,000 |
| Net income | 41,000 | -67,000 | 40,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,632,000 | 1,533,000 | 1,586,000 | 1,608,000 |
| Total capital | 1,707,000 | 1,609,000 | 1,662,000 | 1,684,000 |
| Risk-weighted assets | 8,443,000 | 8,103,000 | 8,845,000 | 9,612,000 |