Call reports 2001
PEOPLES TRUST AND SAVINGS BANK — 2001
What PEOPLES TRUST AND SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,410,000 | 13,597,000 | 13,663,000 | 13,755,000 |
| Total loans | 5,786,000 | 6,001,000 | 6,913,000 | 6,774,000 |
| Allowance for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Securities available for sale | 4,149,000 | 4,041,000 | 4,236,000 | 4,718,000 |
| Securities held to maturity | 1,340,000 | 1,266,000 | 1,257,000 | 1,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,659,000 | 11,777,000 | 11,838,000 | 11,943,000 |
| Interest-bearing deposits | 10,562,000 | 10,714,000 | 10,733,000 | 10,623,000 |
| Noninterest-bearing deposits | 1,097,000 | 1,063,000 | 1,105,000 | 1,320,000 |
| Equity capital | 1,620,000 | 1,672,000 | 1,689,000 | 1,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 472,000 | 716,000 | 956,000 |
| Interest expense | 110,000 | 225,000 | 337,000 | 440,000 |
| Net interest income | 128,000 | 247,000 | 379,000 | 516,000 |
| Noninterest income | 21,000 | 48,000 | 65,000 | 78,000 |
| Noninterest expense | 86,000 | 166,000 | 252,000 | 363,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 129,000 | 192,000 | 231,000 |
| Income tax | 23,000 | 47,000 | 69,000 | 83,000 |
| Net income | 40,000 | 82,000 | 123,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,588,000 | 1,631,000 | 1,621,000 | 1,646,000 |
| Total capital | 1,663,000 | 1,706,000 | 1,696,000 | 1,721,000 |
| Risk-weighted assets | 8,577,000 | 9,144,000 | 9,459,000 | 9,291,000 |