Call reports 2019
FIRST IPSWICH BANK — 2019
What FIRST IPSWICH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 418,317,000 | 450,119,000 | 464,951,000 | 466,395,000 |
| Total loans | 282,660,000 | 289,078,000 | 296,198,000 | 300,678,000 |
| Allowance for loan losses | 2,406,000 | 2,483,000 | 2,428,000 | 2,353,000 |
| Securities available for sale | 58,310,000 | 57,199,000 | 55,460,000 | 53,643,000 |
| Securities held to maturity | 4,048,000 | 3,811,000 | 810,000 | 808,000 |
| Trading assets | 2,970,000 | 3,727,000 | 4,528,000 | 3,694,000 |
| Total deposits | 363,941,000 | 362,430,000 | 372,488,000 | 374,903,000 |
| Interest-bearing deposits | 262,450,000 | 259,163,000 | 267,610,000 | 264,327,000 |
| Noninterest-bearing deposits | 101,491,000 | 103,267,000 | 104,878,000 | 110,576,000 |
| Equity capital | 42,645,000 | 43,482,000 | 44,040,000 | 44,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,142,000 | 8,354,000 | 12,771,000 | 17,005,000 |
| Interest expense | 936,000 | 1,990,000 | 3,183,000 | 4,350,000 |
| Net interest income | 3,206,000 | 6,364,000 | 9,588,000 | 12,655,000 |
| Noninterest income | 528,000 | 925,000 | 1,421,000 | 1,801,000 |
| Noninterest expense | 3,211,000 | 6,432,000 | 9,680,000 | 12,508,000 |
| Provision for loan losses | 50,000 | 170,000 | 169,000 | 94,000 |
| Pretax income | 479,000 | 700,000 | 1,177,000 | 1,869,000 |
| Income tax | 118,000 | 165,000 | 276,000 | 445,000 |
| Net income | 361,000 | 535,000 | 901,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,056,000 | 40,297,000 | 40,732,000 | 41,320,000 |
| Total capital | 42,541,000 | 42,866,000 | 43,243,000 | 43,762,000 |
| Risk-weighted assets | 283,813,000 | 304,752,000 | 312,056,000 | 307,310,000 |