Call reports 2018
FIRST IPSWICH BANK — 2018
What FIRST IPSWICH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 415,083,000 | 397,470,000 | 414,361,000 | 421,567,000 |
| Total loans | 293,943,000 | 291,432,000 | 294,508,000 | 293,816,000 |
| Allowance for loan losses | 2,825,000 | 2,885,000 | 3,574,000 | 3,213,000 |
| Securities available for sale | 60,334,000 | 68,007,000 | 65,043,000 | 59,265,000 |
| Securities held to maturity | 4,057,000 | 4,055,000 | 4,053,000 | 4,050,000 |
| Trading assets | 485,000 | 546,000 | 1,271,000 | 2,399,000 |
| Total deposits | 359,649,000 | 340,427,000 | 356,887,000 | 364,580,000 |
| Interest-bearing deposits | 263,597,000 | 245,414,000 | 251,651,000 | 258,293,000 |
| Noninterest-bearing deposits | 96,052,000 | 95,013,000 | 105,236,000 | 106,287,000 |
| Equity capital | 40,144,000 | 40,307,000 | 40,336,000 | 41,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 7,468,000 | 11,563,000 | 15,719,000 |
| Interest expense | 587,000 | 1,257,000 | 1,996,000 | 2,833,000 |
| Net interest income | 2,984,000 | 6,211,000 | 9,567,000 | 12,886,000 |
| Noninterest income | 414,000 | 870,000 | 1,688,000 | 2,276,000 |
| Noninterest expense | 2,961,000 | 5,964,000 | 9,001,000 | 12,207,000 |
| Provision for loan losses | -213,000 | 32,000 | 743,000 | 696,000 |
| Pretax income | 650,000 | 1,085,000 | 1,487,000 | 2,307,000 |
| Income tax | 153,000 | 251,000 | 325,000 | 519,000 |
| Net income | 497,000 | 834,000 | 1,162,000 | 1,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,111,000 | 38,524,000 | 38,948,000 | 39,655,000 |
| Total capital | 41,019,000 | 41,491,000 | 42,414,000 | 42,944,000 |
| Risk-weighted assets | 280,347,000 | 272,457,000 | 277,101,000 | 285,086,000 |