Call reports 2017
FIRST IPSWICH BANK — 2017
What FIRST IPSWICH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 377,790,000 | 385,720,000 | 391,836,000 | 405,240,000 |
| Total loans | 287,204,000 | 291,758,000 | 302,846,000 | 292,908,000 |
| Allowance for loan losses | 4,045,000 | 4,540,000 | 4,230,000 | 3,039,000 |
| Securities available for sale | 62,979,000 | 63,138,000 | 60,881,000 | 58,170,000 |
| Securities held to maturity | 4,066,000 | 4,064,000 | 4,061,000 | 4,059,000 |
| Trading assets | 335,000 | 276,000 | 265,000 | 324,000 |
| Total deposits | 303,909,000 | 318,258,000 | 331,253,000 | 345,626,000 |
| Interest-bearing deposits | 214,924,000 | 232,729,000 | 237,373,000 | 251,350,000 |
| Noninterest-bearing deposits | 88,985,000 | 85,529,000 | 93,880,000 | 94,276,000 |
| Equity capital | 35,748,000 | 35,969,000 | 35,876,000 | 40,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,259,000 | 6,849,000 | 10,408,000 | 14,179,000 |
| Interest expense | 419,000 | 936,000 | 1,537,000 | 2,143,000 |
| Net interest income | 2,840,000 | 5,913,000 | 8,871,000 | 12,036,000 |
| Noninterest income | 388,000 | 784,000 | 1,261,000 | 1,725,000 |
| Noninterest expense | 2,875,000 | 6,049,000 | 9,264,000 | 12,376,000 |
| Provision for loan losses | 1,486,000 | 1,653,000 | 2,075,000 | 2,314,000 |
| Pretax income | -1,133,000 | -1,005,000 | -1,207,000 | -929,000 |
| Income tax | -459,000 | -411,000 | -491,000 | 52,000 |
| Net income | -674,000 | -594,000 | -716,000 | -981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,546,000 | 32,713,000 | 32,681,000 | 37,502,000 |
| Total capital | 35,982,000 | 36,200,000 | 36,270,000 | 40,625,000 |
| Risk-weighted assets | 274,247,000 | 277,859,000 | 286,393,000 | 280,187,000 |