Call reports 2016
FIRST IPSWICH BANK — 2016
What FIRST IPSWICH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 354,720,000 | 369,962,000 | 366,801,000 | 362,385,000 |
| Total loans | 256,113,000 | 271,877,000 | 276,405,000 | 278,782,000 |
| Allowance for loan losses | 2,733,000 | 3,358,000 | 3,796,000 | 2,556,000 |
| Securities available for sale | 65,131,000 | 63,898,000 | 60,660,000 | 56,215,000 |
| Securities held to maturity | 3,000,000 | 7,072,000 | 4,070,000 | 4,068,000 |
| Trading assets | 0 | 0 | 199,000 | 319,000 |
| Total deposits | 299,465,000 | 289,399,000 | 300,200,000 | 297,484,000 |
| Interest-bearing deposits | 219,789,000 | 210,702,000 | 215,262,000 | 211,325,000 |
| Noninterest-bearing deposits | 79,676,000 | 78,697,000 | 84,938,000 | 86,159,000 |
| Equity capital | 37,153,000 | 37,369,000 | 37,463,000 | 36,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,030,000 | 6,138,000 | 9,616,000 | 12,750,000 |
| Interest expense | 374,000 | 782,000 | 1,208,000 | 1,618,000 |
| Net interest income | 2,656,000 | 5,356,000 | 8,408,000 | 11,132,000 |
| Noninterest income | 475,000 | 1,077,000 | 1,656,000 | 2,089,000 |
| Noninterest expense | 2,649,000 | 5,445,000 | 8,320,000 | 10,985,000 |
| Provision for loan losses | 10,000 | 630,000 | 1,065,000 | 1,524,000 |
| Pretax income | 472,000 | 358,000 | 679,000 | 712,000 |
| Income tax | 176,000 | 117,000 | 232,000 | 241,000 |
| Net income | 296,000 | 241,000 | 447,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,005,000 | 33,035,000 | 33,330,000 | 33,433,000 |
| Total capital | 35,802,000 | 36,295,000 | 36,547,000 | 36,053,000 |
| Risk-weighted assets | 245,413,000 | 260,378,000 | 256,420,000 | 265,084,000 |