Call reports 2015
FIRST IPSWICH BANK — 2015
What FIRST IPSWICH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 344,371,000 | 337,948,000 | 347,301,000 | 358,220,000 |
| Total loans | 243,461,000 | 245,368,000 | 249,235,000 | 247,977,000 |
| Allowance for loan losses | 2,324,000 | 2,408,000 | 2,616,000 | 2,728,000 |
| Securities available for sale | 69,597,000 | 65,557,000 | 62,809,000 | 67,558,000 |
| Securities held to maturity | 0 | 2,996,000 | 0 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,029,000 | 285,712,000 | 295,928,000 | 299,539,000 |
| Interest-bearing deposits | 275,794,000 | 267,974,000 | 278,000,000 | 281,562,000 |
| Noninterest-bearing deposits | 17,235,000 | 17,738,000 | 17,928,000 | 17,977,000 |
| Equity capital | 35,273,000 | 35,179,000 | 35,892,000 | 36,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,251,000 | 6,368,000 | 9,605,000 | 13,419,000 |
| Interest expense | 331,000 | 667,000 | 1,009,000 | 1,377,000 |
| Net interest income | 2,920,000 | 5,701,000 | 8,596,000 | 12,042,000 |
| Noninterest income | 435,000 | 849,000 | 1,312,000 | 1,750,000 |
| Noninterest expense | 2,493,000 | 5,098,000 | 7,652,000 | 10,423,000 |
| Provision for loan losses | -29,000 | 58,000 | 253,000 | 468,000 |
| Pretax income | 891,000 | 1,394,000 | 2,003,000 | 2,901,000 |
| Income tax | 341,000 | 522,000 | 748,000 | 1,080,000 |
| Net income | 550,000 | 872,000 | 1,255,000 | 1,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,328,000 | 31,728,000 | 32,193,000 | 32,831,000 |
| Total capital | 33,710,000 | 34,194,000 | 34,870,000 | 35,617,000 |
| Risk-weighted assets | 236,614,000 | 240,320,000 | 242,089,000 | 236,649,000 |