Call reports 2014
FIRST IPSWICH BANK — 2014
What FIRST IPSWICH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 307,966,000 | 315,116,000 | 329,839,000 | 333,081,000 |
| Total loans | 217,212,000 | 223,302,000 | 231,553,000 | 237,890,000 |
| Allowance for loan losses | 1,990,000 | 2,140,000 | 2,317,000 | 2,339,000 |
| Securities available for sale | 59,527,000 | 61,963,000 | 67,462,000 | 68,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,513,000 | 251,196,000 | 257,323,000 | 249,924,000 |
| Interest-bearing deposits | 233,958,000 | 227,419,000 | 235,787,000 | 231,092,000 |
| Noninterest-bearing deposits | 19,555,000 | 23,777,000 | 21,536,000 | 18,832,000 |
| Equity capital | 35,063,000 | 35,709,000 | 36,169,000 | 34,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,693,000 | 5,564,000 | 8,536,000 | 11,440,000 |
| Interest expense | 288,000 | 581,000 | 883,000 | 1,192,000 |
| Net interest income | 2,405,000 | 4,983,000 | 7,653,000 | 10,248,000 |
| Noninterest income | 405,000 | 873,000 | 1,360,000 | 1,770,000 |
| Noninterest expense | 2,496,000 | 4,819,000 | 7,040,000 | 9,107,000 |
| Provision for loan losses | 150,000 | 331,000 | 532,000 | 588,000 |
| Pretax income | 164,000 | 1,008,000 | 1,743,000 | 2,625,000 |
| Income tax | 62,000 | 383,000 | 662,000 | 1,000,000 |
| Net income | 102,000 | 625,000 | 1,081,000 | 1,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,705,000 | 31,372,000 | 31,972,000 | 29,962,000 |
| Total capital | 32,710,000 | 33,557,000 | 34,340,000 | 32,375,000 |
| Risk-weighted assets | 231,328,000 | 240,837,000 | 233,753,000 | 241,685,000 |