Call reports 2013
FIRST IPSWICH BANK — 2013
What FIRST IPSWICH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 304,533,000 | 304,128,000 | 314,549,000 | 313,095,000 |
| Total loans | 201,059,000 | 197,858,000 | 203,391,000 | 209,999,000 |
| Allowance for loan losses | 1,046,000 | 1,067,000 | 1,492,000 | 1,812,000 |
| Securities available for sale | 51,385,000 | 57,878,000 | 58,043,000 | 55,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,977,000 | 251,278,000 | 260,450,000 | 259,980,000 |
| Interest-bearing deposits | 235,186,000 | 230,845,000 | 240,314,000 | 241,096,000 |
| Noninterest-bearing deposits | 17,791,000 | 20,433,000 | 20,136,000 | 18,884,000 |
| Equity capital | 35,592,000 | 35,019,000 | 34,798,000 | 34,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,758,000 | 5,755,000 | 8,575,000 | 11,195,000 |
| Interest expense | 328,000 | 651,000 | 969,000 | 1,300,000 |
| Net interest income | 2,430,000 | 5,104,000 | 7,606,000 | 9,895,000 |
| Noninterest income | 409,000 | 896,000 | 1,297,000 | 1,733,000 |
| Noninterest expense | 2,624,000 | 5,194,000 | 7,575,000 | 9,795,000 |
| Provision for loan losses | 110,000 | 136,000 | 575,000 | 918,000 |
| Pretax income | 105,000 | 670,000 | 753,000 | 915,000 |
| Income tax | 42,000 | 255,000 | 287,000 | 349,000 |
| Net income | 63,000 | 415,000 | 466,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,449,000 | 29,965,000 | 30,179,000 | 30,435,000 |
| Total capital | 30,521,000 | 31,062,000 | 31,711,000 | 32,289,000 |
| Risk-weighted assets | 218,039,000 | 217,101,000 | 221,709,000 | 224,823,000 |