Call reports 2012
FIRST IPSWICH BANK — 2012
What FIRST IPSWICH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 283,086,000 | 298,053,000 | 300,096,000 | 313,995,000 |
| Total loans | 197,562,000 | 192,806,000 | 199,706,000 | 201,342,000 |
| Allowance for loan losses | 419,000 | 465,000 | 697,000 | 934,000 |
| Securities available for sale | 14,448,000 | 13,801,000 | 43,619,000 | 44,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,094,000 | 240,742,000 | 241,563,000 | 249,815,000 |
| Interest-bearing deposits | 160,364,000 | 170,458,000 | 169,085,000 | 228,296,000 |
| Noninterest-bearing deposits | 68,730,000 | 70,284,000 | 72,478,000 | 21,519,000 |
| Equity capital | 33,741,000 | 34,081,000 | 35,120,000 | 35,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,638,000 | 5,546,000 | 9,378,000 | 12,347,000 |
| Interest expense | 375,000 | 749,000 | 1,127,000 | 1,487,000 |
| Net interest income | 2,263,000 | 4,797,000 | 8,251,000 | 10,860,000 |
| Noninterest income | 423,000 | 889,000 | 848,000 | 1,572,000 |
| Noninterest expense | 2,781,000 | 5,213,000 | 7,055,000 | 9,626,000 |
| Provision for loan losses | -26,000 | -22,000 | 176,000 | 414,000 |
| Pretax income | -69,000 | 495,000 | 1,868,000 | 2,392,000 |
| Income tax | -24,000 | 210,000 | 707,000 | 854,000 |
| Net income | -45,000 | 285,000 | 1,161,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,079,000 | 27,590,000 | 28,651,000 | 29,209,000 |
| Total capital | 27,508,000 | 28,070,000 | 29,368,000 | 30,168,000 |
| Risk-weighted assets | 197,711,000 | 208,578,000 | 213,866,000 | 221,448,000 |