Call reports 2011
FIRST IPSWICH BANK — 2011
What FIRST IPSWICH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 271,654,000 | 271,704,000 | 275,533,000 | 282,591,000 |
| Total loans | 203,085,000 | 203,051,000 | 206,414,000 | 199,341,000 |
| Allowance for loan losses | 28,000 | 150,000 | 337,000 | 405,000 |
| Securities available for sale | 17,695,000 | 17,038,000 | 16,276,000 | 15,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,351,000 | 215,875,000 | 217,712,000 | 223,736,000 |
| Interest-bearing deposits | 167,144,000 | 159,671,000 | 158,902,000 | 155,953,000 |
| Noninterest-bearing deposits | 51,207,000 | 56,204,000 | 58,810,000 | 67,783,000 |
| Equity capital | 33,122,000 | 33,446,000 | 33,569,000 | 33,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 3,857,000 | 6,699,000 | 9,487,000 |
| Interest expense | 125,000 | 492,000 | 882,000 | 1,282,000 |
| Net interest income | 832,000 | 3,365,000 | 5,817,000 | 8,205,000 |
| Noninterest income | 175,000 | 684,000 | 1,149,000 | 1,641,000 |
| Noninterest expense | 860,000 | 3,381,000 | 5,907,000 | 8,467,000 |
| Provision for loan losses | 28,000 | 144,000 | 359,000 | 424,000 |
| Pretax income | 119,000 | 524,000 | 700,000 | 955,000 |
| Income tax | 50,000 | 216,000 | 288,000 | 391,000 |
| Net income | 69,000 | 308,000 | 412,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,681,000 | 24,601,000 | 24,801,000 | 25,256,000 |
| Total capital | 23,771,000 | 24,807,000 | 25,194,000 | 25,668,000 |
| Risk-weighted assets | 191,446,000 | 194,674,000 | 197,098,000 | 195,034,000 |