Call reports 2010
FIRST IPSWICH BANK — 2010
What FIRST IPSWICH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 257,178,000 | 262,359,000 | 265,355,000 | 268,317,000 |
| Total loans | 203,607,000 | 204,733,000 | 204,369,000 | 206,023,000 |
| Allowance for loan losses | 4,318,000 | 2,359,000 | 2,504,000 | 2,481,000 |
| Securities available for sale | 22,668,000 | 21,320,000 | 20,034,000 | 18,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,367,000 | 214,510,000 | 216,933,000 | 220,158,000 |
| Interest-bearing deposits | 157,920,000 | 161,203,000 | 162,179,000 | 163,814,000 |
| Noninterest-bearing deposits | 53,447,000 | 53,307,000 | 54,754,000 | 56,344,000 |
| Equity capital | 26,809,000 | 27,085,000 | 27,538,000 | 27,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,151,000 | 6,358,000 | 9,625,000 | 12,849,000 |
| Interest expense | 619,000 | 1,208,000 | 1,775,000 | 2,320,000 |
| Net interest income | 2,532,000 | 5,150,000 | 7,850,000 | 10,529,000 |
| Noninterest income | 488,000 | 1,057,000 | 1,660,000 | 2,166,000 |
| Noninterest expense | 2,741,000 | 5,279,000 | 7,889,000 | 10,838,000 |
| Provision for loan losses | 433,000 | 822,000 | 951,000 | 1,030,000 |
| Pretax income | -154,000 | 106,000 | 670,000 | 827,000 |
| Income tax | -21,000 | 63,000 | 262,000 | 408,000 |
| Net income | -133,000 | 43,000 | 408,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,553,000 | 22,798,000 | 23,232,000 | 23,840,000 |
| Total capital | 25,124,000 | 25,187,000 | 25,682,000 | 26,292,000 |
| Risk-weighted assets | 203,872,000 | 201,031,000 | 195,863,000 | 196,106,000 |