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Call reports 2006

FIRST IPSWICH BANK — 2006

What FIRST IPSWICH BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b2064a85-37a0-4f1b-b32a-fa5742b6e32b/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets397,267,000398,197,000401,791,000331,931,000
Total loans239,507,000249,599,000252,327,000236,688,000
Allowance for loan losses1,615,0001,699,0001,725,0001,642,000
Securities available for sale86,963,00080,241,00097,217,00053,962,000
Securities held to maturity27,622,00027,165,00000
Trading assets0000
Total deposits253,158,000294,991,000276,770,000269,438,000
Interest-bearing deposits208,547,000246,891,000229,754,000226,189,000
Noninterest-bearing deposits44,611,00048,100,00047,017,00043,249,000
Equity capital30,075,00028,859,00028,715,00029,390,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income5,370,00010,987,00017,073,00022,820,000
Interest expense2,396,0005,181,0008,092,00010,840,000
Net interest income2,974,0005,806,0008,981,00011,980,000
Noninterest income1,283,0002,159,0003,067,0004,819,000
Noninterest expense4,265,0008,686,00012,897,00016,717,000
Provision for loan losses065,000131,00036,000
Pretax income-68,000-846,000-1,566,000-910,000
Income tax-34,000-312,000-569,000-375,000
Net income-34,000-534,000-997,000-535,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital26,562,00026,457,00025,831,00025,026,000
Total capital28,376,00028,341,00027,757,00026,853,000
Risk-weighted assets271,703,000290,798,000283,844,000250,944,000

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