Call reports 2002
FIRST IPSWICH BANK — 2002
What FIRST IPSWICH BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 238,741,000 | 244,774,000 | 265,524,000 | 303,330,000 |
| Total loans | 122,177,000 | 133,513,000 | 134,200,000 | 138,006,000 |
| Allowance for loan losses | 1,296,000 | 1,288,000 | 1,275,000 | 1,247,000 |
| Securities available for sale | 79,950,000 | 75,051,000 | 95,944,000 | 124,558,000 |
| Securities held to maturity | 14,997,000 | 13,590,000 | 11,221,000 | 14,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,092,000 | 189,092,000 | 193,875,000 | 190,161,000 |
| Interest-bearing deposits | 147,703,000 | 156,849,000 | 159,162,000 | 152,983,000 |
| Noninterest-bearing deposits | 30,388,000 | 32,242,000 | 34,713,000 | 37,178,000 |
| Equity capital | 14,241,000 | 15,309,000 | 21,612,000 | 22,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,679,000 | 7,308,000 | 10,849,000 | 14,706,000 |
| Interest expense | 1,367,000 | 2,689,000 | 4,069,000 | 5,354,000 |
| Net interest income | 2,312,000 | 4,619,000 | 6,780,000 | 9,352,000 |
| Noninterest income | 523,000 | 1,184,000 | 1,869,000 | 2,585,000 |
| Noninterest expense | 2,458,000 | 4,975,000 | 7,520,000 | 10,238,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 546,000 | 1,286,000 | 1,883,000 | 2,731,000 |
| Income tax | 151,000 | 366,000 | 553,000 | 845,000 |
| Net income | 395,000 | 920,000 | 1,330,000 | 1,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,604,000 | 14,943,000 | 21,017,000 | 21,496,000 |
| Total capital | 16,019,000 | 16,346,000 | 22,431,000 | 22,880,000 |
| Risk-weighted assets | 137,067,000 | 143,917,000 | 151,566,000 | 174,294,000 |