Call reports 2001
FIRST IPSWICH BANK — 2001
What FIRST IPSWICH BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 194,744,000 | 202,082,000 | 203,777,000 | 232,470,000 |
| Total loans | 103,507,000 | 113,034,000 | 115,579,000 | 119,227,000 |
| Allowance for loan losses | 1,229,000 | 1,251,000 | 1,266,000 | 1,375,000 |
| Securities available for sale | 60,673,000 | 53,744,000 | 51,067,000 | 77,981,000 |
| Securities held to maturity | 11,932,000 | 11,349,000 | 17,223,000 | 10,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,282,000 | 139,446,000 | 149,835,000 | 178,690,000 |
| Interest-bearing deposits | 103,976,000 | 107,325,000 | 117,031,000 | 145,336,000 |
| Noninterest-bearing deposits | 29,306,000 | 32,121,000 | 32,804,000 | 33,354,000 |
| Equity capital | 13,986,000 | 13,999,000 | 14,304,000 | 14,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,453,000 | 6,960,000 | 10,366,000 | 13,956,000 |
| Interest expense | 1,439,000 | 2,863,000 | 4,200,000 | 5,501,000 |
| Net interest income | 2,014,000 | 4,097,000 | 6,166,000 | 8,455,000 |
| Noninterest income | 663,000 | 1,120,000 | 1,814,000 | 2,464,000 |
| Noninterest expense | 2,092,000 | 4,432,000 | 6,794,000 | 9,151,000 |
| Provision for loan losses | 28,000 | 70,000 | 85,000 | 235,000 |
| Pretax income | 664,000 | 1,005,000 | 1,642,000 | 2,188,000 |
| Income tax | 238,000 | 345,000 | 536,000 | 613,000 |
| Net income | 426,000 | 660,000 | 1,106,000 | 1,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,699,000 | 13,858,000 | 14,129,000 | 14,309,000 |
| Total capital | 14,928,000 | 15,110,000 | 15,395,000 | 15,685,000 |
| Risk-weighted assets | 116,904,000 | 128,758,000 | 125,418,000 | 134,385,000 |