Call reports 2016
BANK OF LEES SUMMIT — 2016
What BANK OF LEES SUMMIT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 305,805,000 | 308,807,000 | 314,636,000 | 331,632,000 |
| Total loans | 119,353,000 | 122,520,000 | 120,503,000 | 120,344,000 |
| Allowance for loan losses | 1,518,000 | 1,669,000 | 1,504,000 | 1,308,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,470,000 | 88,786,000 | 82,942,000 | 79,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,918,000 | 249,366,000 | 254,299,000 | 270,183,000 |
| Interest-bearing deposits | 169,961,000 | 166,968,000 | 171,235,000 | 170,779,000 |
| Noninterest-bearing deposits | 75,957,000 | 82,398,000 | 83,064,000 | 99,404,000 |
| Equity capital | 56,874,000 | 56,824,000 | 57,389,000 | 58,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,226,000 | 6,252,000 | 8,257,000 |
| Interest expense | 118,000 | 234,000 | 350,000 | 466,000 |
| Net interest income | 1,996,000 | 3,992,000 | 5,902,000 | 7,791,000 |
| Noninterest income | 462,000 | 927,000 | 1,433,000 | 1,890,000 |
| Noninterest expense | 1,642,000 | 3,247,000 | 4,848,000 | 6,417,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 150,000 |
| Pretax income | 817,000 | 1,556,000 | 2,385,000 | 3,324,000 |
| Income tax | 257,000 | 484,000 | 749,000 | 1,058,000 |
| Net income | 560,000 | 1,072,000 | 1,636,000 | 2,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,624,000 | 34,574,000 | 35,139,000 | 35,768,000 |
| Total capital | 36,142,000 | 36,243,000 | 36,643,000 | 37,076,000 |
| Risk-weighted assets | 165,282,000 | 167,385,000 | 159,761,000 | 160,562,000 |