Call reports 2015
BANK OF LEES SUMMIT — 2015
What BANK OF LEES SUMMIT reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 293,704,000 | 296,646,000 | 300,132,000 | 302,589,000 |
| Total loans | 107,508,000 | 107,617,000 | 111,281,000 | 115,709,000 |
| Allowance for loan losses | 1,486,000 | 1,511,000 | 1,542,000 | 1,517,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 94,620,000 | 99,161,000 | 98,607,000 | 99,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,788,000 | 237,487,000 | 240,246,000 | 243,598,000 |
| Interest-bearing deposits | 164,483,000 | 163,574,000 | 162,621,000 | 166,056,000 |
| Noninterest-bearing deposits | 69,305,000 | 73,913,000 | 77,625,000 | 77,542,000 |
| Equity capital | 55,518,000 | 55,619,000 | 56,128,000 | 56,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,995,000 | 3,989,000 | 6,025,000 | 8,107,000 |
| Interest expense | 126,000 | 253,000 | 375,000 | 497,000 |
| Net interest income | 1,869,000 | 3,736,000 | 5,650,000 | 7,610,000 |
| Noninterest income | 430,000 | 924,000 | 1,396,000 | 1,863,000 |
| Noninterest expense | 1,614,000 | 3,192,000 | 4,816,000 | 6,398,000 |
| Provision for loan losses | 30,000 | 54,000 | 84,000 | 84,000 |
| Pretax income | 655,000 | 1,414,000 | 2,146,000 | 3,018,000 |
| Income tax | 189,000 | 420,000 | 642,000 | 900,000 |
| Net income | 466,000 | 994,000 | 1,504,000 | 2,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,268,000 | 33,369,000 | 33,878,000 | 34,064,000 |
| Total capital | 34,754,000 | 34,880,000 | 35,420,000 | 35,581,000 |
| Risk-weighted assets | 143,089,000 | 148,146,000 | 154,777,000 | 161,389,000 |